Royal Oak Funding

Investor Financing Solutions

Real estate loans, built around the deal.

Royal Oak Funding is a direct, specialty lender providing first-lien real estate loans across the US to investors who need flexible, creative financing, from bridge and commercial loans to purchase-leasebacks and distressed situations.

The Sam Houston Monument in Houston
Headquarters
Houston, TX
Where we lend
Throughout the US
Structure
Flexible terms, Quick closes

Loan programs

First-lien loans for the way investors actually work

Every loan we make is secured by a first lien on commercial property, residential property or land, with terms structured around the property and your plan.

  • Commercial loans

    Financing for commercial and income-producing property.

  • Residential investor loans

    For investors buying, renovating or holding residential property.

  • Bridge financing

    Short-term capital to close quickly or carry a property until a sale or permanent loan.

  • Purchase/leaseback

    We buy the property and lease it back to you, freeing up equity while you stay in place.

  • Distressed situations

    Capital for complicated situations, such as maturing debt, liens or pending foreclosure.

  • Refinances

    Replace existing debt, pull out equity or extend a maturing loan.

  • Note acquisition

    We purchase performing and non-performing real estate notes.

  • Flexible terms

    Not sure which program fits? Tell us about the deal and we’ll suggest a structure.

    Request financing

Who we work with

Partnering with real estate investors and banks

We lend to foreign and domestic individual investors, limited liability companies, home flippers and long-term investors.

We partner with banks through warehouse lines and permanent lines of credit that fund our investor loans.

Talk with our team

How we work

From first call to closing

  1. 01

    Send us the deal

    Reach out to us via email to set up a time to discuss your deal.

  2. 02

    Talk with the decision-makers

    As a direct lender, we review and decide on your loan ourselves.

  3. 03

    Get your terms

    We structure flexible terms around the project and your plan.

  4. 04

    Close quickly

    We’re built for quick closes, so you can move when the deal is ready.

Leadership

Our Team

Headshot of George Giannukos

George Giannukos

Co-Founder

George brings more than 20 years of investment and capital markets experience to the firm, with a proven track record spanning private equity, real estate, and business acquisitions. Having participated in over $200 million in real estate transactions, he leads the firm’s investment strategy, deal sourcing, and capital allocation with a focus on identifying opportunities and creating long-term value.

Full Bio

George leads the firm’s strategic vision, investment activities, deal sourcing, and capital allocation. With more than 20 years of experience in private equity, hedge funds, investment analysis, valuation, and capital markets, he brings a sophisticated and disciplined approach to identifying opportunities, structuring transactions, and creating long-term value.

Over nearly 15 years in real estate, George has developed, acquired, or brokered more than $200 million in transactions across a diverse portfolio of assets, including residential developments, shopping centers, multifamily properties, hotels, land, and industrial warehouses. His investment experience also extends to private equity transactions involving operating businesses.

George is a co-founder of HG Capital and Accent Sign & Awning Company and a co-owner of Zip Line. His career includes investment roles at CrossCap Management in Houston, Guggenheim Partners in New York City, The Gores Group in Los Angeles, and Sasco Investments in Houston.

George earned a Bachelor of Business Administration in Accounting from Texas A&M University. He holds a Series 65 license and is a licensed real estate broker in Texas.

Headshot of Chris Thompson

Chris Thompson

Co-Founder

With nearly 30 years of global financial leadership, Chris brings deep expertise in corporate finance, tax strategy, and operational management. From advising Fortune 500 companies to overseeing financial functions for multibillion-dollar global enterprises, he drives financial discipline, operational efficiency, and sustainable business growth.

Full Bio

Chris oversees the firm’s day-to-day operations and financial functions, including accounting, financial planning, tax strategy, and corporate strategy. With nearly 30 years of experience in global finance, tax, and accounting, he brings a wealth of expertise in building high-performing teams, optimizing financial operations, and implementing strategies that support sustainable growth.

Throughout his career, Chris has developed and led financial initiatives that reduce tax exposure, improve operational efficiency, and maximize long-term value. His experience spans complex multinational organizations and some of the world’s largest corporations.

Prior to his current role, Chris served as Global Tax Manager for Schlumberger’s Reservoir and Infrastructure Group, where he led global tax operations and strategic planning for an $8 billion-plus business operating in more than 100 countries. He previously held senior leadership positions as Director of International Tax at Cameron International and Cooper Industries.

Chris began his career in international tax consulting at Ernst & Young LLP, advising major multinational corporations, including General Motors, Ford, Caterpillar, and Walmart. He became a Certified Public Accountant (CPA) in 1996, establishing the foundation for a career dedicated to financial excellence, strategic leadership, and business growth.

Contact us

Let’s get in touch.

Tell us about your deal. Send an email, and we will schedule a time to talk. It’s that simple.

Email us